Credit Union of New Jersey
Credit Union of New Jersey provides a wide range of personal and business banking products, loan services, and financial tools, with deposits insured up to $250,000 by the National Credit Union Share Insurance Fund.
Services
The Credit Union of New Jersey provides a wide array of financial services to meet the needs of its members. It offers personal banking products such as savings and checking accounts, credit cards, and various investment options. Members can also access home equity products, mortgages, and a diverse range of loan products including auto, RV, and personal loans. Business banking services include deposit accounts, business credit cards, lending solutions, and municipal accounts. Additionally, it supports digital banking experiences through mobile apps, mobile e-deposits, text banking, and digital wallets like Apple Pay, Google Pay, and Samsung Pay.
Deposit Insurance
Deposits at the Credit Union of New Jersey are safeguarded by the National Credit Union Share Insurance Fund, ensuring funds are insured up to at least $250,000 per individual depositor. This protection provides members with peace of mind knowing their savings are secure at the federally insured credit union.
ATM Access
Effective March 1, 2023, the Credit Union of New Jersey no longer participates in the Allpoint ATM Network. However, members still benefit from access to over 30,000 surcharge-free ATMs through the Co-op ATM Network, providing convenient and cost-effective banking options.
Loan Products
The Credit Union of New Jersey features an extensive lineup of loan products designed to meet various financial needs. These loans include auto and truck loans, RV, boat, and motorcycle loans, as well as personal, lifestyle, and student loans. Home equity products and mortgages are also available, offering flexible solutions for housing-related financing.
Investment and Insurance Services
Members of the Credit Union of New Jersey can take advantage of a range of investment and insurance services. These include mutual funds, fixed and variable annuities, traditional and Roth IRAs, 529 College Savings Plans, and individual stocks and bonds. Additionally, 401(k) plans are provided to help members plan for retirement.
Mobile and E-Banking
The Credit Union of New Jersey delivers robust mobile and e-banking services. These include mobile banking apps, mobile e-deposits, SMS/text banking, and digital wallets like Apple Pay, Google Pay, and Samsung Pay, allowing members to manage their finances conveniently from their devices. The availability of Zelle® adds to the ease of money transfers, ensuring quick, secure transactions.