CrossCountry Mortgage
CrossCountry Mortgage offers a wide range of home financing products, refinancing options, and specialty loan programs, with over 7,000 employees and more than 600 branches across the United States.
Home Financing Products
CrossCountry Mortgage offers a wide variety of home financing products tailored to meet different needs. These include conventional and jumbo mortgages for high-value properties, as well as government-insured programs aimed at veterans and rural home buyers. Additionally, the company has programs that enable full-cash offers to help buyers make competitive bids on homes.
Mortgage Pre-Approval Services
CrossCountry Mortgage provides mortgage pre-approval services that help customers determine the types of loans and interest rates for which they qualify. This service allows potential homeowners to have a better understanding of their borrowing capacity before beginning the home search process.
Refinancing Options
CrossCountry Mortgage offers a comprehensive range of refinancing options. These include conventional refinance loans, VA IRRL loans for veterans, FHA refinance options, and jumbo loans for higher-value properties. Each of these refinancing solutions is designed to help homeowners lower their monthly payments or access the equity in their homes.
Specialty Loan Programs
CrossCountry Mortgage provides several specialty loan programs designed to address unique borrower needs. These include bank statement programs for self-employed individuals, foreign national loans for buyers without U.S. citizenship, and investment property loans for real estate investors. These specialized programs offer flexible qualification criteria for differing financial situations.
Homebuyer Assistance Programs
With a focus on expanding homeownership, CrossCountry Mortgage introduces various assistance programs such as the CCM Community Promise, which offers $6,500 in down payment assistance. Additionally, the CCM Line of Duty Death Benefit program provides up to $525,000 in mortgage protection for first responders, offering financial security for these essential workers and their families.
Company Overview and Licensing
CrossCountry Mortgage employs more than 7,000 individuals and operates over 600 branches across the United States. The company is licensed in all 50 states and functions as a direct lender. It is also an approved seller and servicer for prominent entities such as Freddie Mac, Fannie Mae, and Ginnie Mae.