Empire State Bank
Empire State Bank, based in Staten Island, NY, provides a comprehensive range of banking services for both personal and business needs, including loans, digital banking, and FDIC insurance programs.
Services
Empire State Bank offers a range of banking services for both individuals and businesses. For personal banking, the services include checking accounts, money market accounts, savings accounts, CDs, and IRAs. For business banking, the bank provides business loans, SBA financing, family investment property loans, and commercial real estate loans. Furthermore, Empire State Bank offers residential mortgage services, including purchase loans, refinancing options, and pre-approval applications.
Digital Banking Services
Empire State Bank provides various digital banking services to enhance customer convenience. These include digital wallet services, online banking, mobile banking, and remote deposit services. Customers can manage their accounts and perform transactions easily through these digital platforms. Additionally, the bank offers ATM fee refunds for customers enrolled in e-Statements for Free Business and Personal Checking accounts.
Business Loan Services
Empire State Bank specializes in providing various loan services tailored for businesses. These services encompass business loans, SBA financing, and loans for family investment properties and commercial real estate. These financial solutions aim to help businesses manage their capital needs, expand operations, or invest in property.
Residential Mortgage Services
Empire State Bank offers a comprehensive suite of residential mortgage services. These include mortgage loans for home purchases, options for refinancing existing mortgages, and pre-approval applications for prospective home buyers. The bank aims to support customers throughout the home buying process with tailored mortgage solutions.
Headquarters Location
Empire State Bank is headquartered at 1441 South Avenue, Suite 705, Staten Island, NY 10314. This central location enables the bank to effectively serve customers across the region with a full array of banking services.