EnerBank USA
EnerBank USA specializes in home improvement lending, offering various contractor financing options and multiple paperless application methods. As of October 1, 2021, EnerBank USA merged with Regions Bank.
Home Improvement Lending Services
EnerBank USA specializes in home improvement lending, providing a variety of contractor financing options. These include financing for roofing, HVAC, home remodeling, painting, foundation repair, hardscape, and fencing. The company offers multiple loan programs tailored to different home improvement needs, ensuring flexibility and convenience for homeowners and contractors alike.
Paperless Loan Application Methods
EnerBank USA provides three paperless application methods for home improvement loans: the Mobile Loan App, the Online Loan Application, and the Loan-by-Phone. These methods streamline the loan application process, making it quicker and more efficient for customers. This paperless approach aligns with the company's commitment to convenience and modern technology.
Loan Programs Offered by EnerBank USA
EnerBank USA offers a variety of loan programs to meet the diverse needs of their customers. These include Same-As-Cash loans, Reduced Interest Loans, Zero Interest Loans, Traditional Installment Loans, and YES Loans. Each program is designed to provide flexible financing options for various home improvement projects.
Contractor Support and Services
EnerBank USA provides extensive support and services to contractors. The company assigns dedicated relationship managers to assist contractors and offers custom marketing materials and training. EnerBank also provides specialized support to help home improvement professionals grow their businesses, and a PartnerPortal for managing customer loans.
Merger with Regions Bank
Effective October 1, 2021, EnerBank USA merged with and into Regions Bank. This merger is aimed at leveraging the strengths of both institutions to provide enhanced financial services. The integration is expected to bring benefits such as increased resources and expanded service offerings to EnerBank USA’s clients.