Experian
Experian offers a range of financial services including free credit reports, credit score improvement tools, credit monitoring, and identity theft protection. The company also provides specialized services for businesses and healthcare providers, as well as educational resources for consumers.
Services
Experian provides a variety of services tailored to both individual consumers and businesses. For consumers, Experian offers free credit reports, FICO® Scores, and Experian Boost® to instantly raise credit scores. Other consumer services include credit monitoring, identity theft protection, and digital checking accounts called Experian Smart Money™. Business services include business credit reports, tenant screening, fraud alert, security freeze services, and a service called Experian CreditLock to control access to credit files.
Financial Products
Experian offers an array of financial products designed to meet the needs of various credit profiles. These include several credit card options and personal loans matched to individual credit profiles. Additionally, the company provides digital checking accounts through Experian Smart Money™.
Healthcare Sector Solutions
In the healthcare sector, Experian partners with 64% of US hospitals and over 7,700 risk-bearing entities. The company provides revenue cycle management and patient engagement solutions, data and analytics services to improve financial and operational performance, and regulatory solutions to help healthcare providers stay compliant with regulations. Their offerings are designed to enhance healthcare operations and financial health.
Business Solutions
Experian offers specialized services for businesses, including decision analytics, fraud management, Experian Data Quality, and Experian RentBureau. These solutions help businesses improve decision-making, manage fraud, ensure data quality, and verify rental histories. The company also provides marketing solutions to enhance targeting and improve return on investment.
Credit Education and Advice
Experian offers a variety of credit advice and educational resources through its blog, Ask Experian. These resources aim to educate consumers on managing credit, improving credit scores, and understanding credit reports. The blog covers a wide array of topics, providing valuable insights and tips to help individuals make informed financial decisions.