F&M Bank
F&M Bank provides a comprehensive range of banking services for both personal and business customers, including various account types, loan products, and online banking solutions.
Personal Banking Services
F&M Bank offers a variety of personal banking services designed to meet the needs of individual customers. Available products include checking accounts, savings accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs). These services are tailored to help customers manage their daily finances efficiently and plan for the future.
Business Banking Solutions
F&M Bank provides comprehensive business banking services. Businesses can take advantage of business checking and savings accounts, CDs, and treasury management solutions. Additionally, the bank offers merchant card services and night depository services, which are crucial for handling daily transactions securely and efficiently.
Loan Products
F&M Bank offers a range of loan products for both personal and business needs. Personal loan options include adjustable-rate mortgages, construction loans, home equity loans, and lines of credit. For businesses, the bank provides real estate and property loans, development and construction loans, and equipment financing. These loan products are designed to support customers in achieving their financial goals.
Online and Mobile Banking
F&M Bank offers online and mobile banking services for both personal and business accounts. These digital solutions enable customers to access their accounts, make transactions, and manage their finances conveniently from anywhere. The mobile app and online platform are designed to offer ease of use and security.
Wealth Management
F&M Bank provides wealth management services to help customers achieve their long-term financial goals. These services include investment planning, retirement planning, and other financial advisory services. The bank's wealth management team works closely with clients to develop personalized strategies that align with their financial objectives.
Special Financial Products
F&M Bank offers special financial products such as a Home Equity Line of Credit (HELOC) with a special introductory rate and a Performance Money Market Account aimed at maximizing customers' financial potential. The HELOC is designed to provide customers with easy access to funds at a competitive rate, while the Performance Money Market Account offers a higher return on savings.