Final
Final, a fintech company based in Oakland, CA, re-engineered the credit card to provide consumers with enhanced control and transparency in their spending. Acquired by Goldman Sachs, the company no longer offers the Final Visa Card.
Company Overview
Final is a fintech company based in Oakland, CA, USA, with a team size of 11. The company operates in the payments sub-industry and was part of the Y-Combinator W15 batch. Final is known for re-building the credit card to offer consumers total control over their merchant relationships and transparency in their spending. It operates primarily within the United States of America and Canada.
Product Features
Final's credit card product is designed for both online and offline purchases and is compatible with digital wallets such as Google Wallet and ApplePay. The card generates multiple card numbers and manages them automatically to enhance security. This design ensures that users never lose access to their spending abilities due to breaches, fraud, canceled, or stolen cards.
Acquisition by Goldman Sachs
Final was acquired by Goldman Sachs and is no longer offering its Final Visa Card. As a result of the acquisition, new applications or inquiries about new accounts are no longer accepted. The Final Card program was issued by First Bank & Trust, Brookings SD, under a license by Visa U.S.A. Inc.
Y Combinator Batch W15
Final was part of the Y-Combinator Winter 2015 batch. This participation provided the company with mentorship, funding, and resources to develop and scale their innovative fintech solutions in the competitive payments industry.
Regional Focus
Final primarily operates within the regions of the United States of America and Canada. The company's products were designed to cater to the needs of consumers in these regions, providing enhanced security and transparency in credit card spending.