First Citizens Community Bank
First Citizens Community Bank offers a wide range of financial services including personal and business banking, credit card services, mortgage solutions, investment management, and insurance options, complemented by comprehensive online and mobile banking features.
Personal Checking Accounts
First Citizens Community Bank offers a comprehensive range of personal checking accounts tailored to meet different customer needs. The options include Vantage Checking, Free Checking, 55 and Better Checking, Relationship Checking, Student Checking, and Budget Checking. These accounts provide various features and benefits, catering to a wide demographic from students to seniors.
Personal Savings Options
First Citizens Community Bank provides a variety of personal savings options to help customers manage their finances and plan for the future. Available savings options include Statement Savings, Money Market Investor, Natural Energy Money Market, and Escrow Savings. Additionally, they offer Certificates of Deposit (CDs), Individual Retirement Accounts (IRAs), and Health Savings Accounts (HSAs), each designed to meet specific savings goals.
Business Banking Services
First Citizens Community Bank offers a suite of business banking services tailored to the diverse needs of businesses. These include business checking options such as Small Business Checking and Business Analysis Checking, and business savings products like Business Statement Savings, Business Money Market Investor, and Business Certificates of Deposit (CDs). Additionally, they provide a range of services including Business Online Banking & Bill Pay, Online Cash Management, Remote Deposit Capture, Merchant Card Services, Fraud Protection, Lock Box Banking, Sweep Services, Check Images on CD, and specialized Nonprofit Banking solutions.
Mortgage Services
First Citizens Community Bank offers a variety of mortgage services aimed at assisting individuals in securing their homes. Their mortgage services include FHA Loans, VA Loans, Freddie Mac/Fannie Mae Mortgages, and Home Equity Loans. These services cater to different types of homeowners and provide multiple options for home financing.
Trust & Investments Services
First Citizens Community Bank provides comprehensive financial management services through its Trust & Investments division. The services include investment management, retirement rollover services, estate administration, and trust administration. These services are designed to help clients manage their financial assets, plan for retirement, and ensure smooth estate transitions.
Credit Card Services
First Citizens Community Bank offers personal and business credit card services with several advantageous features. Customers can benefit from no annual fees and introductory Annual Percentage Rate (APR) offers, making these credit cards a flexible and cost-effective option for managing expenses and personal finances.
Insurance Solutions
First Citizens Community Bank presents a range of insurance solutions to meet the needs of both individuals and businesses. These insurance products are designed to provide necessary protection and peace of mind for various aspects of personal and business life.
Online and Mobile Banking Services
First Citizens Community Bank provides convenient online and mobile banking solutions. Their services include Mobile Deposit, eStatements, and Mobile Wallet, which enable customers to manage their banking needs on the go, ensuring seamless and efficient financial transactions.