First Merchants Bank
First Merchants Bank offers a wide range of personal and commercial banking services, wealth management, and digital banking solutions, while actively supporting local communities through donations and volunteer work.
Personal Banking Services
First Merchants Bank offers an extensive range of personal banking services tailored to meet the needs of individuals. These services include checking accounts, savings accounts, debit cards, and overdraft protection. The bank also provides various lending options such as mortgages, home equity lending, vehicle loans, personal loans, and credit cards. Additionally, the bank has developed forward-looking mobile and online banking capabilities, including a mobile app, mobile deposit, personal finance tools, Zelle, card swap, direct deposit switch, bill pay, and eStatements.
Commercial Banking Services
First Merchants Bank caters to the financial needs of businesses through its comprehensive suite of commercial banking services. These services include business checking and savings accounts, online and mobile banking, asset-based lending (ABL) solutions, and agricultural lending. Furthermore, the bank offers specialized financial products such as commercial real estate financing, community business lending, debt capital markets, practice finance, public finance, Small Business Administration (SBA) lending, and sponsor finance. These services enable businesses of all sizes to manage their financial operations effectively.
Wealth Management Services
First Merchants Bank provides an array of wealth management services designed to help clients manage and grow their wealth. These services encompass investment management, financial and estate planning, private banking, and retirement planning. The bank also offers private wealth management services focused on personal wealth, commercial wealth management, and retirement planning. These wealth management solutions are crafted to assist clients in achieving their long-term financial goals with comprehensive and customized financial strategies.
Community Involvement
First Merchants Bank is committed to supporting local communities through various initiatives. In 2022, the bank contributed $1.4 billion toward community investments and dedicated 13,902 hours to community service. The bank also emphasizes financial wellness by offering programs and resources designed to enhance financial literacy and stability. Through donations, volunteering efforts, and financial wellness programs, First Merchants Bank actively engages in making a positive impact in the communities it serves.
Employee Benefits and Career Opportunities
First Merchants Bank offers a competitive benefits package designed to attract and retain talented employees. The benefits include retirement plans, incentive programs, welfare benefits, paid time off, and specific banking benefits for employees. Additionally, the bank participates in the E-Verify program to confirm U.S. employment authorization. This comprehensive benefits package underscores the bank’s commitment to supporting its workforce and fostering a positive work environment.