First Reliance Bank
First Reliance Bank offers a wide range of personal and business banking products, specialized community programs, and robust online and mobile banking services across South Carolina and North Carolina.
Personal Banking Products
First Reliance Bank offers a comprehensive range of personal banking products designed to meet various financial needs. These include checking and savings accounts, credit cards, personal loans, and mortgage options. The bank also provides online and mobile banking services, featuring tools like mobile deposit, bill pay, and budgeting. Additionally, the bank supports digital wallets such as Apple Pay, Google Pay, and Samsung Pay for secure and convenient transactions.
Business Banking Services
First Reliance Bank provides a broad spectrum of business banking products and services. These include business checking and savings accounts, treasury services, and wealth strategies. The bank offers various loan options to support business growth and expansion. With specialized services like ACH origination, online wire transfers, and remote deposit capture, First Reliance ensures efficient financial management for businesses. The bank also offers business credit cards featuring cash back, low APR, and expense management tools.
Specialized Banking Programs
First Reliance Bank tailors specific programs to cater to diverse community needs. Programs like Better Life® and Hometown Heroes® focus on enhancing financial well-being for different segments, including military personnel, teachers, and healthcare workers. The Check'n'Save® program is another initiative designed to provide added value through innovative banking solutions. The bank's First Reliance at Work program extends banking benefits to employees of local businesses, promoting financial wellness within the community.
Mortgage Products
First Reliance Bank offers a variety of mortgage products to help customers achieve their homeownership goals. These include conforming fixed-rate and adjustable-rate mortgages, as well as construction loans. The bank also provides government-backed loans like USDA, VA, and FHA options. By offering a diverse range of mortgage solutions, First Reliance aims to meet the specific financial needs of their customers.
Community Involvement
First Reliance Bank demonstrates a strong commitment to community involvement. The bank actively participates in local events and supports programs that benefit community heroes such as military personnel, teachers, and healthcare workers. With multiple branches across South Carolina and North Carolina, including locations in Florence, Columbia, Lexington, Mount Pleasant, Greenville, Simpsonville, Myrtle Beach, Winston-Salem, and Lake Norman, First Reliance is deeply rooted in the local communities it serves.