Five Star Bank
Five Star Bank offers a comprehensive suite of personal and business banking services, investment and insurance products, and supports community development through various initiatives.
Personal Banking Services
Five Star Bank provides a broad array of personal banking services including checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), individual retirement accounts (IRAs), and health savings accounts. The bank also offers a full range of loan products such as mortgages, home equity loans, personal loans, and credit cards, aimed at meeting the diverse financial needs of individual customers.
Business Banking Solutions
Five Star Bank offers comprehensive business banking services which include business checking and savings accounts, certificates of deposit (CDs), and small business banking. The bank specializes in commercial loans, commercial real estate loans, and business credit cards. Additionally, it provides cash management services and merchant services, ensuring businesses have the financial tools they need to succeed. The Autobooks program integrates all these banking solutions into the Five Star Bank Digital Banking app for small businesses.
Investment and Insurance Services
Through Courier Capital, Five Star Bank delivers personalized investment management, retirement planning, and consulting services to both individuals and businesses. Additionally, Five Star Bank offers a range of insurance products via SDN Insurance, catering to personal and commercial insurance needs. These services are designed to support clients' financial security and growth.
Community Development Initiatives
Five Star Bank actively supports community development through various initiatives. This includes volunteer efforts, charitable investments, and financial education via their Financial Education Hub. The bank also partners with UR Medicine to improve healthcare access in rural areas using telehealth-equipped health stations in select branch locations. These efforts underline the bank's commitment to contributing positively to the communities it serves.
Digital Banking Services
Five Star Bank offers an extensive range of digital banking services for both personal and business customers. These services include mobile check deposit, bill pay, peer-to-peer payments, and comprehensive account management tools. These digital solutions are designed to provide customers with convenient, round-the-clock access to their banking needs.
Specialized Commercial Financing
Five Star Bank provides tailored commercial real estate financing solutions, including construction loans, acquisition loans, permanent loans, and bridge financing. The bank also offers expertise in tax credit capital structures, such as Low Income Housing, Historic, Brownfield, and New Market tax credits. This specialized financing support is designed to help businesses achieve their real estate and development goals.