FNBC Bank
FNBC Bank provides a wide range of personal and business banking services, lending options, and financial education resources, with a focus on serving underserved communities.
Personal Banking Services at FNBC Bank
FNBC Bank provides a range of personal banking services designed to meet the diverse needs of its customers. These services include checking and savings accounts, various cards and credit options, as well as comprehensive online and mobile banking capabilities. In-bank services are also available, along with interactive teller machines for more convenient transactions. Additionally, FNBC offers investment opportunities to help customers grow their financial portfolios.
Business Banking Solutions by FNBC Bank
FNBC Bank extends its expertise to business banking, providing tailored solutions to support businesses of all sizes. The services encompass business checking accounts, business cards, and credit options. FNBC also offers business deposit solutions, which include ACH origination, remote deposit capture, wire transfers, sweep options, positive pay, merchant services, payroll cards, and Finsync for effective cash flow management. Treasury management services further assist businesses in optimizing their financial operations.
Lending Services Offered by FNBC Bank
FNBC Bank offers a variety of lending services to cater to personal and business needs. These services include personal lending, home mortgages, and specialized programs such as the First Chance Mortgage Program and the Smart Start Program. Additionally, FNBC provides business lending solutions, including commercial loans, SBA loans, construction loans, lines of credit, agriculture loans, and equipment loans. These options help customers and businesses achieve their financial goals.
Financial Tools and Education at FNBC Bank
FNBC Bank is committed to enhancing financial literacy among its customers through its Financial Education Hub. The bank also provides various financial calculators to help customers manage their monthly budgets, compare borrowing costs, and plan for the future. FNBC's Transfer the Cents program facilitates savings by rounding up transaction amounts to the nearest dollar and transferring the difference to a savings or checking account, promoting a habit of saving effortlessly.
Community Focus and Recognition of FNBC Bank
FNBC Bank has been recognized as a Community Development Financial Institution (CDFI) since 2016, underscoring its commitment to providing financial resources to underserved communities. The bank has garnered accolades such as being named one of the Best Places to Work in Arkansas by Arkansas Business and Best Banks to Work For by American Banker Magazine. These acknowledgments reflect FNBC's dedication to creating a positive community impact and fostering a rewarding workplace environment.