Grain
Grain, formerly known as Grain Technology, Inc. d/b/a Grain, is a fintech company based in Oakland, CA, specializing in transforming existing debit cards into credit cards linked to a line of credit based on cash flow.
Services
Grain specializes in transforming existing debit cards into credit cards. The company targets millennials, Gen Zs, and immigrants by offering an alternative to traditional credit card debt. Grain links a user's debit card to a line of credit based on their cash flow, providing a unique solution for users looking to manage their finances without traditional credit card complexities.
Locations and Remote Work
Grain operates out of Oakland, CA, USA, but also offers remote work options. This allows the company to attract talent from various regions, including the United States, Canada, and globally through a fully remote work setup. This flexibility supports their strategy of building a diverse and proficient team across different locations.
Industry and Specialization
Grain operates in the Fintech industry, with a specific focus on Credit and Lending. The company addresses the financial needs of users by providing an innovative approach to credit through their service of transforming debit cards into credit cards linked to cash flow. This specialization helps Grain distinguish itself within the broader fintech landscape.
Y-Combinator Participation
Grain was part of the Y Combinator batch W20. Participation in this prestigious accelerator program has provided Grain with vital resources, mentorship, and networking opportunities that have aided in their early-stage growth and development. This involvement highlights the company’s commitment to innovation and scalability within the fintech sector.