Higher Rewards
Higher Rewards partners with nonprofits, faith-based, and membership organizations to offer a co-branded credit card that turns 2% of purchases into tax-deductible donations, with no fees for participation.
Services
Higher Rewards partners with nonprofits, faith-based, and membership organizations to offer members a co-branded credit card. The core service includes turning 2% of every purchase into tax-deductible donations at no cost to the organizations. The company also provides onboarding support, analytics, and mobile banking tools, simplifying the donation process for cardholders and enabling sustainable fundraising.
Credit Card Features
Higher Rewards offers a credit card with an APR ranging from 14.99% to 24.99%, based on the cardholder's creditworthiness. The credit card comes with no annual fee and provides a $0 Liability Guarantee for fraudulent transactions. However, it does not support foreign transactions, and the penalty APR can be as high as 29.99% for late payments. Cardholders receive alerts through a mobile app and email/text notifications for account management.
Mission and Vision
Higher Rewards was created to help nonprofits, membership, and faith-based organizations with limited resources to raise funds efficiently. The company's mission is to empower these organizations, especially those serving marginalized communities, by providing sustainable fundraising tools. Through their co-branded credit card, they aim to facilitate seamless donations from cardholders, contributing to the financial stability and mission success of partnered organizations.
Headquarters
Higher Rewards is located at 1436 Royal Industrial Way, Concord, CA 94520. This serves as the main hub for their operations, supporting their activities and outreach to nonprofit, faith-based, and membership organizations. The company leverages this location to coordinate their community updates and events, fostering engagement with current and prospective partners.
Donation Process
Higher Rewards simplifies the donation process by enabling cardholders to support their chosen organizations effortlessly. When members of partner organizations sign up for the co-branded credit card and use it for purchases, 2% of every transaction automatically becomes a tax-deductible donation. This system allows cardholders to contribute to their preferred causes without additional financial strain, supporting the missions of various organizations seamlessly.