Nicole Cummins Morneau
About Nicole Cummins Morneau
Nicole Cummins Morneau serves as the Vice President of North America Compliance and Risk at InDebted, where she has worked since 2021. With over 19 years of experience in compliance and risk management, she has held various leadership roles in notable companies, including Veldos, LLC, Discover Card, and iQor.
Current Role at InDebted
Nicole Cummins Morneau serves as the Vice President of North America Compliance and Risk at InDebted, a position she has held since 2021. In this role, she is responsible for overseeing compliance and risk management strategies within the North American region. Her extensive background in compliance positions her to effectively navigate regulatory challenges and implement necessary compliance frameworks.
Previous Experience in Compliance Leadership
Before joining InDebted, Nicole Cummins Morneau held several significant compliance roles. She was the Chief Compliance Officer at Veldos, LLC for a brief period in 2014. Prior to that, she spent over seven years as the Chief Compliance Officer at Windham Professionals, Inc., from 2014 to 2021. Additionally, she served as the VP of Global Compliance at iQor from 2005 to 2014, where she managed compliance on a global scale.
Career at Discover Card
Nicole Cummins Morneau's career at Discover Card spanned 11 years, from 1987 to 1998. During this time, she worked in various roles related to compliance, merchant operations, sales, and collections. Her experiences in Riverwoods, IL, and Columbus, OH, contributed to her foundational knowledge in compliance and risk management.
Expertise in Compliance Management
Nicole Cummins Morneau has over 19 years of experience in managing federal and state examination processes. She has successfully managed three Federal Trade Commission (FTC) and two Consumer Financial Protection Bureau (CFPB) examinations throughout her career. Her expertise includes developing and implementing Compliance Management Systems, litigation management, audit and risk management, and quality assurance.
Certifications and Professional Qualifications
Nicole Cummins Morneau holds several professional certifications, including Certified Chief Compliance Officer (CCCO), Certified Compliance and Ethics Professional (CCEP), and Certified Healthcare Compliance (CHCP). These certifications reflect her commitment to maintaining high standards in compliance and risk management practices.