Ingo Money
Ingo Money offers check deposit risk management services and digital disbursements, utilizing AI-based risk modeling and proprietary routing to enhance customer engagement and security.
Services
Ingo Money offers a range of check deposit risk management services specifically tailored for fintech businesses. The company provides digital disbursements, instant account funding, and transfers across various industries. Ingo Money also offers banking-as-a-service solutions, complete with instant account issuing and embedded finance options. Through their turnkey, risk-free mobile check cashing service, customers can cash checks instantly using integrated mobile SDKs. The company employs automated risk intelligence and AI-based risk modeling to mitigate deposit losses and expand access.
API Solutions
Ingo Money provides several APIs designed for real-time deposit underwriting and fraud detection. Notable offerings include the INGO CHECK ALERT API, which helps identify potential risks, and the INGO CHECK PROTECT API, dedicated to ensuring the safety and security of check deposits. These APIs enable businesses to manage risk effectively and enhance the overall reliability of check deposits.
Mobile Check Cashing SDK
Ingo Money offers a mobile check cashing SDK that can be integrated into mobile applications. This SDK allows customers to cash checks instantly, providing a seamless and efficient user experience. The service is designed to enhance customer engagement and increase account usage by making checks an easy and reliable source of inbound funds.
Risk Management and AI Technology
Ingo Money utilizes advanced automated risk intelligence and AI-based risk modeling to reduce deposit losses and expand financial access. The company's technology solutions focus on applying intelligent algorithms and models to detect fraud and underwrite deposits in real-time, ensuring the safety and security of financial transactions.
Proprietary Routing and Pricing Intelligence
Ingo Money uses proprietary routing enhanced with pricing intelligence to automate least-cost routing. This approach optimizes transaction processing costs, ensuring efficiency and cost-effectiveness for their clients. The proprietary systems are designed to streamline financial operations while maintaining a high level of accuracy and reliability.