Insurance Corporation of British Columbia
The Insurance Corporation of British Columbia (ICBC) offers a range of auto insurance products and services, including basic and optional coverages, driver licensing, and road safety improvements. ICBC introduced online insurance renewals in 2022 and provides Enhanced Care auto insurance, focusing on care and recovery benefits.
Services
The Insurance Corporation of British Columbia (ICBC) provides a comprehensive range of services to its customers. These include buying, renewing, updating, or estimating insurance online. In 2022, ICBC introduced online insurance renewals, allowing customers the convenience of renewing their insurance through the internet. ICBC also offers driver licensing services such as issuing learner's licenses, conducting road tests, and granting full licenses. Additionally, they support road safety education by providing teaching materials for all grades at no cost.
Auto Insurance Products
ICBC offers a variety of auto insurance products tailored to meet different needs. Basic coverage includes required minimum protections, while optional coverages such as collision, comprehensive, and extended third-party liability provide additional security. The Enhanced Care auto insurance provides care and recovery benefits without lengthy lawsuits. ICBC also offers specialized coverages for luxury vehicles, rental vehicles, and specific perils. Customers driving less than 10,000 kilometers per year can avail discounts on their premiums.
Enhanced Care and Financial Benefits
ICBC's Enhanced Care auto insurance is designed to provide extensive care and recovery benefits to its users. Financial benefits include income replacement and personal care assistance for recovering from injuries. The program has supported over 145,000 people since its introduction. Additionally, pre-authorized treatments for injuries and financial benefits such as Unlisted Driver Protection are available to customers.
Road Safety Initiatives
ICBC is committed to improving road safety in British Columbia. The corporation invests in road safety improvements, averaging 320 projects annually. Since 1990, ICBC has invested $225 million in over 8,300 road safety improvement projects across the province. These investments aim to reduce accidents and increase safety for all road users.
Vehicle Repair and Theft Claims
ICBC offers robust support for vehicle repair and theft claims. Customers can file claims for collision, glass, and windshield damages. ICBC has a certification program for collision and glass repair shops, ensuring that repairs meet high standards and are guaranteed for as long as the customer owns the vehicle. This certification helps maintain the quality and integrity of vehicle repairs.