Jifiti
Jifiti offers white-labeled embedded lending solutions for banks, lenders, and merchants, specializing in consumer and B2B financing across various sectors including healthcare and retail.
Services
Jifiti offers white-labeled embedded lending solutions to banks, lenders, and merchants. These services include customizable omnichannel front-end experiences, real-time reporting, and data analytics tools. Jifiti's platform integrates with major e-commerce platforms through plugins, enabling seamless lending solutions at every point of sale. Additionally, the company provides a developer portal with APIs for effective embedded lending implementation.
Products
Jifiti provides a variety of financial products tailored for diverse needs. This includes consumer financing, B2B financing, and multi-lender options. The platform utilizes multi-lender waterfall technology to maximize customer approval rates. All these products are designed to cater to different market segments and integrate seamlessly with existing systems to enhance financial service offerings.
Sector Support
Jifiti supports several sectors with its embedded lending platform, including healthcare, retail, and heavy equipment finance. By offering tailored financial solutions specific to each sector, Jifiti helps businesses leverage point-of-sale financing to improve customer acquisition and retention. This sector-specific support plays a critical role in the adaptability and utility of Jifiti's lending solutions.
Technology and Integration
Jifiti’s platform is built to integrate seamlessly with existing systems and major e-commerce platforms through plugins. Utilizing APIs available in their developer portal, businesses can efficiently integrate Jifiti’s embedded lending solutions into their operations. The platform also supports a wide range of point-of-sale financing use cases, ensuring comprehensive coverage and adaptability in various application scenarios.
European Licensing
Jifiti is licensed as an Electronic Money Institution in Europe. This licensing enables Jifiti to legally offer their embedded lending solutions and financial products within the European market, complying with regional regulatory requirements. This legal standing ensures that their services are reliable, secure, and meet high standards of financial compliance.