Just Auto Insurance
Just Auto Insurance offers affordable per-mile car insurance with flexible coverage options and utilizes odometer readings for billing, currently available in Arizona through a user-friendly mobile app.
Services
Just Auto Insurance offers affordable per-mile car insurance. The company provides both minimum state-required insurance, which includes liability insurance, and full coverage insurance options. Full coverage includes collision, comprehensive, full glass, and liability coverage. The company also offers uninsured and underinsured motorist coverage. Policies can be short or long-term, providing flexibility without the need to commit to year-long contracts. Drivers can customize their coverage and enjoy low daily rates and an affordable cost-per-mile.
Pricing and Billing
Just Auto Insurance utilizes the odometer reading to calculate mileage for billing purposes. Drivers must send regular photos of their odometer to track miles and charges. The company’s ScoreSafe technology adapts per-mile rates based on safe driving habits. Drivers can get a custom per-mile price in less than a minute using the app, and sign up for insurance in less than 60 seconds. Additionally, drivers can add a small deposit to their account to get coverage instantly.
Mobile App
Just Auto Insurance has a mobile app available on the Apple App Store and Google Play Store. The app allows drivers to get a custom per-mile price quickly and sign up for insurance within a minute. It also helps with sending regular odometer photos for mileage tracking and coverage management. The app provides functionalities for customizing coverage and checking daily rates and cost-per-mile.
Coverage Area and Expansion Plans
As of now, Just Auto Insurance provides auto insurance policies exclusively in Arizona. The company has plans to expand its services across the United States and eventually worldwide. Given its existing infrastructure in Los Angeles, California, and London, UK, the company is strategically positioned to scale its operations.
Company History and Structure
Just Auto Insurance was formed in Los Angeles in early 2019. The company operates offices in Los Angeles, California, and London, UK. Policies are sold and marketed through Just Insure Agency, Inc., and they are underwritten by Just Insure, Inc. The company provides coverage for individual vehicles and not multiple vehicles.