Kosh
Kosh is a fintech company based in Gurugram, India, specializing in credit and lending services for blue-collar workers, providing joint liability loans and tools for micro-lending within communities.
Company Locations
Kosh is located in Gurugram, HR, India. The company operates in multiple regions including India, South Asia, as well as remote and partly remote locations.
Fintech Industry Focus
Kosh operates in the Fintech industry, specifically within the Credit and Lending sub-industry. The company targets creditworthy blue-collar workers to become micro-lenders within their communities. This focus aims to serve a potential customer segment of 150 million individuals.
Y Combinator W20 Participation
Kosh was a part of the Y Combinator W20 batch. This involvement provided the company with access to resources and mentorship from one of the most prestigious startup accelerators.
Services Offered by Kosh
Kosh offers a range of services including instant loans up to Rs 2,00,000, lower interest rates for loans, a paperless loan application process, and the ability to earn cashback by referring friends and family. Additionally, customers can choose flexible EMIs with selectable dates and amounts.
Community and Communication Features
Kosh promotes a community network where users can earn and learn together with friends and near ones. The platform features a chat service that allows users to interact with their favorite companies and fellow users, and stay updated with important groups such as family or coworkers.
