Kuvera
Kuvera offers a comprehensive platform for investment management, including mutual funds, stocks, and fixed deposits, with features like SaveSmart, TradeSmart, and Family Account.
Investment Options and Features
Kuvera offers a diverse range of investment options including mutual funds, fixed deposits, and stocks. The service provides an innovative feature called SaveSmart for efficient saving. Additionally, it offers automated tracking to consolidate and track the entire mutual fund portfolio. Kuvera supports investment in global funds and new fund offers (NFOs) and enables the tracking of top gainers/losers stocks, 52-week highs/lows, and total market capitalization.
Financial Calculators
Kuvera provides an extensive variety of financial calculators to assist users in their investment journey. The available calculators include SIP Calculator, Lumpsum Calculator, FD Calculator, RD Calculator, NPS Calculator, SWP Calculator, STP Calculator, EPF Calculator, PPF Calculator, Mutual Fund Calculator, CAGR Calculator, and NSC Calculator. These tools help users accurately plan and forecast their financial strategies based on their specific investment goals.
Tax Harvesting and Financial Goals
Kuvera offers a tax harvesting feature to help minimize long-term tax impact. By allowing the realization of up to ₹1 Lakh of Long Term Capital Gain (LTCG) every year with no tax, Kuvera helps investors maximize their post-tax returns. Additionally, the platform enables users to set financial goals and provides personalized recommendations based on these goals, ensuring tailored investment strategies.
Family Account and TradeSmart Features
Kuvera provides a Family Account feature, enabling users to manage investments for their relatives and family members in a consolidated manner. The platform also offers TradeSmart, a feature for switching from regular mutual funds to direct plans easily and efficiently. This ensures that users can effectively manage and optimize their investment portfolios.
Partnerships and Security
Kuvera partners with reputable institutions to ensure bank-level security for investments. The platform is registered with the Securities and Exchange Board of India (SEBI) as an Investment Advisor (INA200005166) and offers international money transfers through a partnership with Wise (formerly Transferwise). Kuvera also provides investment options in fixed deposits from Bajaj Finance Limited, Shriram Finance Limited, and Mahindra Finance Limited. These partnerships enhance the reliability and security of the services provided by Kuvera.