Mbanq
Mbanq provides a comprehensive cloud-hosted or on-premise core banking solution with a modular architecture, supporting a wide range of financial services and industries through advanced technology platforms and 'as-a-service' solutions.
Core Banking Solutions
Mbanq provides a core banking solution that is available both as a cloud-hosted service and an on-premise deployment. This platform supports a comprehensive range of financial services, allowing institutions to leverage a unified database and achieve a quick time-to-market. Mbanq’s core banking system features a modular architecture and offers full API connectivity, ensuring seamless integration with other systems.
Digital Banking Platform
Mbanq offers a cutting-edge digital banking platform that is cloud-hosted and includes a web-based back office application. This platform enables clients to create fully digital, compliant banking experiences. The platform supports a complete payment stack, including origination, processing, and risk management, and integrates with major payment systems such as SWIFT, SEPA, Visa, Mastercard, Fedwire, and RippleNet.
Embedded Banking Solutions
Mbanq provides embedded banking solutions tailored for various industries including retail, sports teams, music and entertainment, hotel, hospitality and travel, airlines, cruise industry, and art galleries. These solutions include capabilities such as Compliance-as-a-Service, Regulatory-as-a-Service, Dispute Resolution-as-a-Service, and more. This enables businesses to incorporate banking services directly into their operational models.
Advanced Banking Technology Platforms
Mbanq offers several advanced banking technology platforms, including Mbanq Sky, Mbanq Cloud, and Mbanq Pay. These platforms provide a comprehensive suite of services necessary to create digital banks, FinTechs, or embedded banking solutions. The cloud-native core banking system leverages open REST and GraphQL APIs, making it a flexible and scalable solution for modern banking needs.
Client Enablement and Support Services
Mbanq offers a range of client enablement and support services to enhance the customer experience and streamline operations. These services include Client Enablement-as-a-Service, Design-as-a-Service for UI/UX, app design and marketing graphics, Lending-as-a-Service, Insights-as-a-Service, and Marketing-as-a-Service. Additional offerings include Collection-as-a-Service, Disbursement-as-a-Service, Customer Contact Center-as-a-Service, Account Closing-as-a-Service, and Revenue & Tax Collection-as-a-Service.
History and Milestones
Mbanq was launched in 2016 and reached profitability three years after its inception. Over the years, the company has expanded its range of services and now operates millions of accounts on behalf of its clients. Mbanq partners with leading technology providers like IBM and Amazon Web Services to enhance its platform capabilities. The company's 'pay as you grow' model further emphasizes its commitment to scalability and customer-centric pricing.