Merchants and Manufacturers Bank
Merchants and Manufacturers Bank offers a wide range of personal and business banking services, including checking and savings accounts, loans, digital banking, and identity theft protection.
Personal Checking Accounts
Merchants and Manufacturers Bank offers a variety of personal checking account options to meet different customer needs. These include Free Checking, Platinum Checking, NOW Checking, NOW Premier Checking, Student Checking, and Golden Checking. Each type of account is designed to cater to specific financial and personal requirements, offering flexibility and convenience for account holders.
Personal Savings Accounts
Merchants and Manufacturers Bank provides several personal savings account options. Customers can choose from Regular Savings, Premier Savings, Minor Savings, Money Market Accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs). These accounts offer different features and benefits, allowing customers to find the best option for their savings goals.
Youth Accounts
In addition to regular checking and savings accounts, Merchants and Manufacturers Bank offers specialized youth accounts. These include the MY/CARD Student Checking, Minor Savings, and Premier College Club Account (CESA). These accounts are designed to help young individuals manage their finances responsibly and start building sound financial habits from an early age.
Business Banking Services
Merchants and Manufacturers Bank provides a comprehensive range of business banking services. This includes business checking accounts like Small Business Checking, Business Checking (Analysis), Lockbox Checking, and Business NOW Checking. Additionally, business savings accounts such as Business Money Market Accounts, Commercial Sweep Accounts, and Business Certificates of Deposit (CDs) are offered to help businesses manage and grow their funds effectively.
Loan Services
The bank offers an array of loan options tailored to meet various financial needs. These include Business Loans, Commercial/Industrial Lending, Small Business Administration (SBA) Loans, Life Equity Loan®, and Mortgage Loans. The Life Equity Loan® utilizes the existing cash value of life insurance as collateral. Other loan products include rehab loans, construction loans, and bridge loans, all with competitive rates and local underwriting.
Digital Banking Services
Merchants and Manufacturers Bank provides robust digital banking services that include online banking, mobile banking with mobile deposit capabilities, and eStatements. These services enable customers to manage their accounts conveniently from anywhere, ensuring easy access to banking transactions and account information at any time.
Identity Theft Protection
To safeguard customers' personal and financial information, Merchants and Manufacturers Bank offers identity theft protection services. These services are designed to monitor, detect, and help resolve instances of identity theft, ensuring that clients' identities and finances remain secure.
Business Services
Merchants and Manufacturers Bank supports businesses with various services, including Business Online Banking, Cash Management, Remote Deposit Capture, Positive Pay, and Autobooks. Additionally, the bank offers a Platinum Business Visa® credit card for business expenses, providing a range of tools for efficient financial management and transaction processing.
ATM and Branch Access
Customers of Merchants and Manufacturers Bank have surcharge-free ATM access through the MoneyPass® network, providing convenience for cash withdrawals. The bank also offers safe deposit boxes at the Channon Drive (Channahon) and Cass Street (Joliet) locations, providing secure storage for valuable items and documents.