Midwest BankCentre
Midwest BankCentre offers a comprehensive range of personal and business banking services, including online and mobile banking, lending solutions, and specialized services for nonprofits.
Personal Banking Services
Midwest BankCentre offers a variety of personal banking services designed to meet the needs of individual customers. These services include online banking, mobile banking, Zelle for person-to-person payments, mobile payments through Apple Pay, Google Pay, and Samsung Pay, telephone banking for convenient access to account information, and Visa Checkout. Additionally, customers have access to a wide range of deposit services such as debit cards, checking accounts, certificates of deposit, savings and money market accounts, and health savings accounts.
Lending Services
Midwest BankCentre provides a comprehensive array of lending services to support personal financial needs. These services include a variety of loans such as credit cards, home equity loans, personal loans, auto loans, and affordable home improvement loans. The bank also offers specialized credit programs tailored to different financial situations, as well as options for unsecured personal loans, emergency assistance loans, healthcare assistance loans, and secured personal loans.
Business Banking Solutions
Midwest BankCentre offers a robust suite of business banking services to meet the needs of small businesses, large enterprises, and nonprofits. Services include business online banking, mobile banking solutions for businesses, business checking accounts, and business debit cards. The bank also provides specialized nonprofit checking accounts, as well as remote deposit services to allow businesses to deposit checks electronically from anywhere. Additional services feature ACH origination for payroll and payment collection, fraud protection, lockbox services, remote deposit capture, and sweep services.
Mortgage Services
Midwest BankCentre provides a diverse range of mortgage services to assist customers in purchasing or refinancing homes. Offerings include home equity loans, refinancing options, adjustable rate mortgages, conventional loans, specialized doctor loans, FHA loans, fixed-rate mortgages, USDA home loans, and VA loans. The USDA home loans are particularly beneficial for low-to-moderate-income borrowers in rural areas, featuring advantages such as no down payment and low interest rates.
Community Engagement
Midwest BankCentre emphasizes community engagement through a dedicated section that highlights the company’s efforts in volunteerism, financial education, and donations. This reflects the bank's commitment to positively impacting the communities it serves. Efforts include supporting local volunteer initiatives, providing financial education programs to enhance financial literacy, and making donations to various community projects and nonprofit organizations.