Midwest Regional Bank
Midwest Regional Bank offers a wide range of personal and business banking services, leveraging the latest technologies and local decision-making to provide outstanding customer service and community support.
Personal Banking Services
Midwest Regional Bank offers a variety of personal banking services designed to meet the needs of individual customers. These services include checking accounts, savings accounts, IRAs (Individual Retirement Accounts), CDs (Certificates of Deposit), online banking, and a mobile app. The bank provides competitive interest rates on savings accounts, CDs, and IRA accounts, ensuring customers can grow their savings effectively. Their mobile app allows for instant balance checks, mobile check deposits, bill pay, and person-to-person payments, making banking convenient and accessible.
Business Banking Solutions
Midwest Regional Bank provides a comprehensive suite of business banking services. Options include commercial and SBA (Small Business Administration) loans, business checking accounts, treasury services, and business credit cards. They also offer ZSuite products like ZEscrow and ZRent to assist businesses in managing escrow and rent collections digitally. The bank supports business operations with treasury services to efficiently collect receivables, monitor account activity, reduce fraud, and maximize investments. Additional features include remote deposit services, ACH origination services, positive pay services, and lockbox services for enhanced financial management.
Technology and Communication
Midwest Regional Bank leverages the latest technologies to provide top-notch banking services while making all decisions locally. They offer Notifi Alerts for both retail and business online banking, alerting customers to important account activities. These advancements ensure that customers remain informed and in control of their financial transactions. The bank’s mobile app and online banking platforms are designed for ease of use, providing customers with digital convenience for managing accounts, processing checks, and making payments quickly and securely.
Community Involvement
Midwest Regional Bank demonstrates a strong commitment to the communities they serve, underlined by their 'We Care About Kids' program, which has donated over $525,000 to date to local schools. This actionable commitment shows their dedication to fostering community growth and supporting education. The bank’s community banking model emphasizes personalized service and local decision-making, ensuring a relationship-driven approach that benefits local customers and businesses.
Branch Network and Accessibility
Midwest Regional Bank operates full-service branches in several Missouri locations, including Festus, Arnold, Chesterfield, Columbia, Sunset Hills, Clayton, Kirkwood, and Otterville. They also maintain loan offices in Arizona, Colorado, Florida, and Texas, providing widespread access to their banking services. To enhance accessibility, they offer free access to over 32,000 MoneyPass ATMs nationwide, ensuring customers can manage their cash needs conveniently across the country.