myGini
myGini is a cloud-based, AI-driven card management and loyalty platform founded in 2016, leveraging Visa and MasterCard network capabilities to enhance shopping experiences.
Company Overview
Founded in 2016 and headquartered in Palo Alto, California, myGini offers a cloud-based, AI-driven card management and loyalty platform. The company empowers consumers, financial institutions, and retailers by utilizing the network capabilities of Visa and MasterCard. myGini aims to create smarter and enjoyable shopping experiences through advanced technological solutions.
Services Offered by myGini
myGini provides a range of services including instant cashback from local community shops, a comprehensive loyalty program featuring a 'Spin and Win' game, and Buy Now Pay Later (BNPL) installments. Users can also benefit from spending controls for better budget management. The platform accommodates both Visa and MasterCard debit and credit card links for smooth transaction processing.
Technology and Security
myGini hosts its platform on Microsoft Azure Cloud, ensuring robust performance and scalability. The company adheres to PCI Level 1 security standards, reflecting its commitment to safeguarding consumer data. By integrating AI-driven solutions, myGini enhances the overall user experience in card management and loyalty programs.
Partnerships and Network
myGini collaborates with over 20,000 retailers to offer benefits like instant cashback. By leveraging the network capabilities of Visa and MasterCard, myGini can create a seamless and enjoyable shopping experience. The extensive reach and robust partnerships amplify the value and effectiveness of myGini's platform for users.
Industry Recognition
In 2019, myGini was recognized among the top five companies worldwide for mobile payments solutions during the Benzinga Fintech Awards in New York City. This accolade highlights myGini's innovative contributions to the fintech sector and its commitment to advancing mobile payment technologies.