Oconee Federal Financial
Oconee Federal Financial offers a wide range of personal and business banking products and services, including deposit accounts, lending options, and online banking features, across its 9 locations.
Personal Deposit Products
Oconee Federal Financial offers a variety of personal deposit products to meet individual banking needs. These include checking, savings, money market accounts, certificates of deposit, and IRA accounts. Customers can manage their accounts conveniently through online and mobile banking services, and benefit from additional features such as uChoose Rewards, eStatements, bill pay, and access to Zelle®.
Business Banking Services
Oconee Federal Financial provides comprehensive business deposit products tailored to support the financial needs of businesses. These include business checking and non-profit checking accounts, business savings, and business certificates of deposit. Business owners can take advantage of online banking services such as business online banking, business bill pay, eStatements, and remote deposit capture. Additional services include debit/ATM cards, business credit cards, wire transfers, and notary services.
Personal Lending Products
Oconee Federal Financial offers various personal lending products to assist customers in achieving their financial goals. These products include mortgage loans, construction-permanent loans, home equity lines of credit, and lot & land loans. The mobile banking app further enhances customer experience by allowing users to view balances, track transactions, make payments, and utilize upgraded card management and spend tracking features.
Commercial Lending Services
For businesses seeking financial support, Oconee Federal Financial provides commercial lending and SBA lending services. These services are designed to help businesses access the capital they need to grow and succeed. With a focus on supporting local businesses, the bank offers tailored lending solutions to meet varied business requirements.
Online and Mobile Banking
Oconee Federal Financial ensures customer convenience through a suite of online and mobile banking services. The mobile banking app enables users to manage their finances on-the-go using a smartphone or tablet. Features include balance viewing, transaction tracking, bill payments, and enhanced card management tools. Customers can also benefit from eStatements available for checking, savings, mortgage, and consumer loans.