Ohio Valley Bank
Ohio Valley Bank, headquartered in Gallipolis, Ohio, offers a range of personal and business banking services, including checking, savings, loans, and digital banking solutions. Founded in 1872, it operates 17 offices across southern Ohio and western West Virginia, with assets exceeding $1 billion and nearly 300 employees.
Personal Banking Services
Ohio Valley Bank offers a broad range of personal banking services. Customers can choose from various checking and savings account options tailored to meet different needs. Trust services are also available for individuals looking to manage assets and ensure financial security. The bank strives to provide convenient and accessible solutions in personal finance.
Business Banking Services
Ohio Valley Bank provides comprehensive business banking services aimed at supporting local businesses. Services include business checking and savings accounts, employee benefits management, and specialized financial solutions. These offerings are designed to help businesses manage their finances effectively and provide employee benefits that enhance workforce satisfaction.
Personal Borrowing Options
Ohio Valley Bank features an array of personal borrowing options. Customers can choose from home loans, VA loans, vehicle loans, and personal loans. Notably, the bank offers a 'No Down Payment Home Loan' that now includes Rate Drop Security, giving borrowers peace of mind against rising rates. This range of borrowing solutions helps meet individual financial needs and goals.
Business Borrowing Services
Ohio Valley Bank supports businesses with various borrowing services. These services encompass commercial real estate loans, floor plan financing, and equipment leasing. These financial products are designed to assist businesses in acquiring property, managing inventory, and obtaining necessary equipment for operations. The goal is to enable business growth and financial stability.
Digital Banking Solutions
Ohio Valley Bank offers digital banking solutions for both personal and business clients. These solutions include mobile banking and online banking, enabling customers to manage their finances conveniently from any location. Digital banking services are part of the bank’s commitment to providing accessible and user-friendly financial management tools.
History of Ohio Valley Bank
Founded in 1872, Ohio Valley Bank is one of the oldest state-chartered banks in Ohio. It has continuously operated under the same name since its inception. The bank is headquartered at 420 Third Avenue in Gallipolis, Ohio, and manages 17 offices across southern Ohio and western West Virginia. With assets exceeding $1 billion and nearly 300 employees, Ohio Valley Bank stands as a pillar in the local banking community.