Optionwide Financial
Optionwide Financial offers a variety of home loan choices, including specialized programs for ITIN/DACA borrowers and real estate investors, with a focus on customer service and transparency.
Home Loan Choices Offered by Optionwide Financial
Optionwide Financial provides a range of home loan options designed to meet diverse borrowing needs. This includes Non-QM and ITIN loans, catering to a wide audience including Non-Qualified Mortgage (Non-QM) borrowers and those with Individual Taxpayer Identification Numbers (ITIN). Available mortgage loan programs include PrimeWide, AltWide, InvestorWide, AgencyWide, CreditWide, and EquityWide, each catering to specific borrower profiles and financial situations.
Special Mortgage Services for ITIN and DACA Borrowers
Optionwide Financial specializes in offering mortgages to ITIN and DACA borrowers, providing an essential service to individuals typically underserved by traditional mortgage lenders. This specialization ensures that these borrowers have access to home financing options, contributing to more inclusive homeownership opportunities.
Corporate Location and Licensing Information for Optionwide Financial
Optionwide Financial's corporate office is located at 7525 Irvine Center Drive #100, Irvine, CA 92618. The company is licensed by multiple state financial regulatory bodies, including those in California, Florida, and Texas. This multi-state licensing ensures compliance with various state regulations and adherence to industry standards in different regions.
Mortgage Loan Programs Tailored to Specific Needs
Optionwide Financial offers several distinctive mortgage loan programs tailored to varied borrower requirements. These include Debt Service Coverage Ratio (DSCR) loans for real estate investors and loans catering to borrowers with cannabis-related income. Additionally, the company provides financing options for borrowers with recent credit events, showing a commitment to flexibility and unique financial circumstances.
Quick Underwriting and Funding for Business Purpose Loans
Optionwide Financial provides business purpose loans with a commitment to quick underwriting and funding processes. These loans feature same-day underwriting and funding within 5 to 7 business days, offering a streamlined solution for business borrowers seeking prompt financial assistance.