Payconiq
Payconiq offers comprehensive account-to-account payment solutions, enhancing both online and in-store payment experiences with seamless connectivity and integration capabilities.
Account-to-Account Payment Solutions
Payconiq provides account-to-account payment solutions across the entire omnichannel experience, ensuring that users can make payments seamlessly in various contexts. This solution is designed to facilitate efficient and secure transactions, making it an integral part of the service portfolio.
Seamless Online Checkout
Payconiq offers a seamless online checkout experience by connecting instantly with bank apps. This service supports dynamic QR codes and app-switching, which allows users to confirm payments via their banking app. The setup enhances user convenience while maintaining high levels of security.
Connected In-Store Payments
Payconiq enables connected in-store payments that can integrate with different POS systems, whether or not POS terminals are present. This flexibility ensures that merchants have multiple ways to accept payments, enhancing customer experience and operational efficiency.
Facilitating Easy Invoice Payments
Payconiq facilitates easy invoice payments by embedding dynamic QR codes directly linked to transactions within invoices. This integration supports various bookkeeping software and European remittance structures, thereby streamlining the payment process for businesses and customers.
Direct P2P and R2P Payments
Payconiq supports direct Peer-to-Peer (P2P) and Request-to-Pay (R2P) payments, making it simple to send payment requests via QR codes or messaging. The system accommodates both fixed and flexible payment amounts, offering a practical solution for a wide range of transactions.
Cloud-Based Payment Processing Platform
Payconiq integrates a cloud-based payment processing platform optimized for user experience, particularly on mobile channels. This platform is designed to be scalable and to support real-time services, thus enhancing the overall efficiency and reliability of payment processing for various applications.
API Framework and Third-Party Integrations
Payconiq allows integration with third-party value-added services based on an API framework. This capability provides businesses with the flexibility to extend their service offerings and integrate additional functionalities as needed, further enhancing their payment infrastructure.