Peach State Bank & Trust
Peach State Bank & Trust offers a variety of personal and business banking services, with locations in Gainesville, GA, and Braselton, GA.
Personal Banking Services at Peach State Bank & Trust
Peach State Bank & Trust offers a variety of personal banking services to meet the needs of individuals. The bank provides checking and savings accounts along with consumer loans for various purposes such as auto loans, boat loans, construction loans, lot loans, home improvement loans, and personal lines of credit. Additionally, the bank offers a comprehensive range of mortgage loans including conventional, jumbo, FHA, VA, USDA Rural Development, and reverse mortgages. Electronic services such as online banking, bill pay, mobile banking, and digital wallet options are also available to enhance customer convenience.
Business Banking Solutions by Peach State Bank & Trust
Peach State Bank & Trust caters to business clients with a robust suite of services designed to support their financial needs. The bank offers business checking and savings accounts, along with a variety of business loans including working capital loans, lines of credit, commercial real estate loans, commercial vehicle loans, and commercial installment loans. To support treasury management, the bank provides corporate cash management, business bill pay, mobile banking, remote deposit capture, positive pay, and direct connect services for Quicken and QuickBooks. A notable offering is the business money market account called 'THE ONE', which requires a $25,000 minimum opening deposit and pays interest on the ledger balance.
Locations of Peach State Bank & Trust
Peach State Bank & Trust operates in two locations: Gainesville, GA, and Braselton, GA. These branches aim to provide comprehensive financial services to the local communities, ensuring easy access to personal and business banking solutions for clients within these regions.
Community Engagement by Peach State Bank & Trust
Peach State Bank & Trust actively engages with the community through its Community Development Board and Future Leaders Board. These initiatives are designed to foster community development and leadership among young professionals. The bank's mission is to be the premier financial services provider in the communities they serve, showcasing values such as integrity, honesty, and professional care.
Additional Services at Peach State Bank & Trust
Apart from standard banking services, Peach State Bank & Trust offers a range of additional services to its customers. These include debit cards, night depository, stop payment, wire transfers, account balancing assistance, official checks, and treasury management services. The bank also provides a MasterCard Automatic Billing Updater service that helps update card information automatically with selected merchants, ensuring seamless transactions.