Perch Canada
Perch is a Toronto-based tech company that helps build wealth through real estate by offering personalized financial tools and mortgage services across Canada.
Company Overview
Perch Canada, headquartered in Toronto, Ontario, is an award-winning tech company founded in 2018. Specializing in digital mortgage brokerage, Perch helps build wealth through real estate by providing a range of tools and services. Perch aids users in finding mortgages from various lenders including banks, credit unions, B lenders, and private lenders. The company serves all Canadian provinces and territories, including Quebec.
Services
Perch Canada offers a comprehensive suite of services tailored to different user needs. Their portfolio includes first-time buyer services, mortgage rate forecasts, pre-approvals, mortgage renewals, home selling assistance, refinancing, HELOC/second mortgages, renovation financing, and debt consolidation. Additionally, Perch provides personalized mortgage offers using their Pathfinder tool and offers dedicated 1:1 support with a mortgage advisor seven days a week.
Tools and Calculators
Perch offers a variety of free tools and calculators to provide personalized financial insights. These include the Pathfinder tool, Mortgage Calculator, Mortgage Penalty Calculator, Mortgage Affordability Calculator, Land Transfer Tax Calculator, Closing Cost Calculator, Rent vs Buy Calculator, and Home Renovation Calculator. Users also receive monthly property valuation estimates and automated alerts to stay on track with mortgage processes.
Security and Compliance
As a fully licensed and regulated digital mortgage brokerage, Perch Canada ensures the security and privacy of user information with AES-256 block-level storage encryption. They are members of the Canadian Lenders Association, MaRS, and Communitech, and are part of the REACH accelerator operated by Second Century Ventures.
Customer Resources
Perch provides numerous customer resources, including a blog with tips and mortgage news, customer stories, FAQs, and a monthly newsletter. They also offer a '2024 Guide to Buying a Home' and a 'Canadian Mortgage Glossary' to help users navigate the real estate market. Perch offers a referral program, allowing users to earn up to $500 for each friend who gets a mortgage through them.
Media Recognition
Perch Canada has been recognized in major news outlets such as the Toronto Star, Financial Post, CityNews, and BetaKit. This media coverage highlights the impact and innovation of Perch in the digital mortgage brokerage industry.