Perpay
Perpay offers a shopping platform that allows customers to shop, build credit, and pay over time with their paycheck, featuring a marketplace with top brands and a credit card that earns rewards.
Services
Perpay offers a shopping platform that enables customers to shop a wide range of top brands in electronics, home goods, apparel, and more. The platform also allows users to pay over time directly from their paycheck, automatically building a positive credit history in the process. Perpay provides a mobile app available on both the Google Play Store and Apple App Store, ensuring users can access its services on the go. Additionally, customers can find helpful information and updates through Perpay's FAQ section and company blog.
Products
The Perpay Marketplace features a variety of products from leading brands in categories such as electronics, home goods, and apparel. In addition, Perpay offers a credit card that can be used anywhere Mastercard is accepted. The credit card comes with a rewards program where users can earn 2% rewards to shop on the Perpay Marketplace, subject to credit approval. Users can see an average increase of 36 points in their credit score within six months due to automatic payments from their paychecks.
User Experience
Perpay has attracted over 8 million members thanks to its unique offering of a shopping platform coupled with credit building. Users appreciate the automatic payment feature that helps them build positive credit history, reflected in an average credit score increase of 36 points within six months. Customers can manage their accounts and shop via the mobile app, available on both Google Play Store and Apple App Store. The platform also engages with users on social media, including Facebook and Instagram.
Credit Card Details
The Perpay Credit Card is powered by Deserve, Inc., and issued by Celtic Bank, a Utah-chartered industrial bank, Member FDIC. Cardholders can use the credit card anywhere Mastercard is accepted and earn 2% rewards for purchases on the Perpay Marketplace. Detailed terms for the credit card rewards program are available on the Perpay website. Note that the credit card is not available to residents of California or New Hampshire.
Career Opportunities
Perpay offers various job opportunities, which are listed on the careers page of its website. The company encourages prospective employees to explore these opportunities and become part of a rapidly growing organization with a commitment to innovation in the shopping and credit-building sectors.