PicPay
PicPay is a Brazilian financial services company that offers a high-yield digital account, a no-annual-fee credit card, and a variety of payment and loan services, along with a marketplace called PicPay Shop.
Digital Accounts and High Yield Savings
PicPay offers a digital account featuring one of the best yields available in Brazil. Users benefit from automatic interest accrual after 30 days, and there is no maximum investment limit. The investments are safeguarded by the FGC (Fundo Garantidor de Créditos), providing an additional layer of security.
PicPay Credit Card Benefits
PicPay provides a credit card with no annual fee, offering a range of benefits. Users can take advantage of features such as installment payments for both Pix transactions and various bills, allowing for payments to be spread over up to 12 months using any credit card.
Marketplace and In-App Shopping
Within the app, PicPay operates a marketplace known as the PicPay Shop, which includes over 300 stores. The marketplace offers users the ability to purchase gift cards, mobile recharges, and make payments for streaming services, facilitating a wide range of in-app transactions.
Loan and Credit Services
PicPay extends various loan and credit services to its users, including personal loans, payroll loans, FGTS anticipation, and vehicle-secured credit options. These services provide flexible financial solutions tailored to meet different needs.
Automatic Bill Payments and Reminders
Users of PicPay can set up automatic bill payments and receive reminders within the app. This feature supports a variety of bills, including credit card bills, monthly fees, and vehicle fines, ensuring users can manage their payments efficiently and avoid missing due dates.