Redwood Trust
Redwood Trust specializes in diverse housing credit areas, operating a consolidated portfolio across residential and commercial sectors, and is structured as a REIT.
Services
Redwood Trust provides a range of services within the housing credit sector, including residential consumer mortgage banking, residential investor mortgage banking, and investment portfolio management. The company offers home equity investments through its Aspire platform. It also provides liquidity to segments of the U.S. housing market not well served by government programs, utilizing investment vehicles such as jumbo loans, business purpose loans, and multifamily loans.
Investment Portfolio
Redwood Trust manages a consolidated portfolio comprised of residential, business purpose, and multifamily investments. The company's investment strategy includes direct origination and acquisition of loans. This diversified approach aims to ensure that different segments of the housing market have access to quality housing while maintaining a risk-minded culture.
Corporate Values and Culture
Redwood Trust promotes a culture grounded in values such as passion, integrity, change, growth, relationships, and results. These values guide the company's operations and decision-making processes. This approach helps ensure a focus on providing quality housing solutions while managing risk effectively and fostering long-term growth.
Housing Market Solutions
Redwood Trust aims to make quality housing accessible to all Americans. The company focuses on providing financial solutions and liquidity to parts of the U.S. housing market that are not well served by government programs. By leveraging various investment vehicles, Redwood Trust seeks to address gaps in housing finance and contribute to a more inclusive housing market.
REIT Structure
Redwood Trust is structured as a real estate investment trust (REIT) for tax purposes. This structure allows the company to pass income generated from its various investments directly to shareholders, adhering to specific regulatory requirements. The REIT status provides tax efficiencies and makes Redwood Trust an attractive investment option for its stakeholders.