Joy Malone
About Joy Malone
Joy Malone serves as the Accounting Supervisor at Redwood Trust, Inc., where she has worked since 2015, overseeing various accounting activities related to loans and financial reporting. With a strong background in accounting and finance, she has held multiple positions in the industry and possesses a Bachelor's degree in Accounting from Lenoir-Rhyne University.
Work at Redwood Trust
Joy Malone has served as the Accounting Supervisor at Redwood Trust, Inc. since 2015. In this role, she reviews activities related to the purchase and sale of whole loans, mortgage servicing rights, and securitizations, ensuring compliance with Generally Accepted Accounting Principles (GAAP). She calculates and records monthly loan purchase derivatives and prepares monthly flux analysis of financial statements and reporting packages for the Controller. Additionally, she prepares tables and text for footnotes and Management's Discussion and Analysis (MD&A) for SEC filings on forms 10-Q and 10-K. Joy also manages the Accounts Payable department, overseeing over $24 million in annual payables and interacts extensively with Executive and Director-level management.
Previous Work Experience
Prior to her current position, Joy Malone held several roles in the accounting field. She worked at W.J. Bradley Mortgage Capital, LLC as a Senior Accountant in Loan Accounting from 2013 to 2014. Before that, she served as the Manager of Agency Investor Reporting at SLS from 2014 to 2015. Joy also worked as a Senior Accountant in Servicing Accounting at LenderLive Network, Inc. from 2012 to 2013 and as a Senior Analyst in Investor Reporting at Wells Fargo from 2004 to 2010. These positions provided her with extensive experience in financial analysis and reporting.
Education and Expertise
Joy Malone earned her Bachelor’s degree in Accounting from Lenoir-Rhyne University, where she studied from 1999 to 2003. Her educational background laid the foundation for her expertise in accounting principles and practices. Throughout her career, she has developed skills in financial reporting, risk analysis, and compliance with regulatory requirements, particularly in the mortgage and financial services sectors.