Shore Bancshares
Shore Bancshares offers a comprehensive range of personal and business banking solutions, loan options, digital banking services, wealth management, and investment services.
Personal and Business Banking Solutions
Shore Bancshares offers a wide range of personal and business banking solutions. Customers can open checking and savings accounts, CDs, and IRAs. The bank provides various debit and ATM cards, overdraft services, wire transfers, and even gift cards. For businesses, Shore Bancshares offers specialized services such as business checking, cannabis banking, business debit cards, and comprehensive treasury management solutions.
Loan Offerings
Shore Bancshares provides numerous loan options to meet diverse financial needs. These include mortgage loans, lot/land & bridge loans, home equity loans, consumer loans, and business loans. The bank also participates in various government loan programs such as FHA, VA, and USDA loans, along with grant and affordable housing programs like the Federal Home Loan Bank Community Partners and Maryland Mortgage Program.
Digital Banking Services
Shore Bancshares offers a robust suite of digital banking services for customer convenience. These include online banking, mobile banking, and telephone banking, allowing customers to manage their accounts anytime and anywhere. Additionally, mobile check deposit and mobile text banking services are available, providing further ease of access.
Wealth Management and Trust Services
The bank provides comprehensive wealth management and trust services designed to help individuals and businesses grow and manage their assets. Clients can access financial planning, retirement planning, insurance options including long-term care and life insurance, and investment services. These resources ensure clients can make informed decisions about their financial futures.
Business Credit Cards and Rewards Programs
Shore Bancshares offers business credit cards that come with rewards programs and no annual fee. Additionally, the bank's uChoose Rewards program allows personal banking customers to earn points for purchases made with their debit card. These points can be redeemed for a variety of rewards, enhancing the value of everyday banking transactions.
Financial Education and Resources
Shore Bancshares is committed to customer education and provides a range of financial resources and tools. The bank offers financial calculators, FAQs, and market news updates to assist customers in making knowledgeable financial decisions. These resources support customers in navigating the complexities of banking and financial planning.
Comprehensive Business Services
For business clients, Shore Bancshares provides specialized online banking services with features like real-time account access, funds transfer, and bill payments. The bank also offers business mobile banking services which include account balances, recent transactions, and mobile check deposit, ensuring businesses can manage their finances efficiently and effectively.