Simplist
Simplist is an online mortgage marketplace that searches over 50,000 options from 25+ top lenders, providing a secure, fee-free, and fast application process with personalized rates and expert support.
Services
Simplist provides an online mortgage marketplace that searches over 50,000 options from more than 25 top lenders. The service includes the ability to complete a mortgage application online or speak with an expert. Simplist offers various mortgage products such as adjustable and fixed-rate loans for single-family homes, multi-family homes, condos, townhouses, co-ops, and planned unit developments. They provide loans for investment properties, FHA loans, VA loans, and loans for foreclosed or bank-owned properties. Additionally, they offer Rate & Term and Cash Out refinance loans.
Mortgage Application Process
Simplist enables users to complete their mortgage application online, which only takes a few minutes. They also provide the option to speak with a mortgage expert. A key feature of their service is the use of a soft credit pull for pre-approval, which does not impact the applicant's credit score. Users can get pre-approval in as little as 5 minutes and manage the entire mortgage process from Simplist's easy-to-use dashboard.
Geographical Reach
Simplist currently originates mortgages in 23 states, including California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kentucky, Maine, Michigan, Minnesota, Mississippi, Montana, New Jersey, Ohio, Oklahoma, Pennsylvania, Tennessee, Texas, Washington D.C., and Wyoming. This broad geographical reach allows Simplist to serve a diverse array of customers across the United States.
Security and Privacy
Simplist employs bank-level encryption to ensure the security and privacy of user data. This robust security measure aims to protect sensitive information throughout the mortgage application process. Simplist's priority is to safeguard user data against unauthorized access and breaches, providing a secure platform for managing mortgage applications.
Customer Experience
Many customers of Simplist are able to close their loans in as few as 10 to 14 days from submitting their application. Simplist does not charge an application fee or processing fee; they only make money if a loan is closed. The platform's technology not only speeds up the pre-approval process to as little as 5 minutes but also offers personalized mortgage rates based on the user's profile and needs, enhancing overall customer satisfaction.