St Louis Bank
St. Louis Bank offers a wide range of business and personal banking services, including various loans, checking and savings accounts, and online banking solutions. It also provides specialized services like cash management, fraud protection, and liquidity management for businesses.
Business Loans
St. Louis Bank offers a variety of business loans tailored to meet the needs of different enterprises. The offerings include working capital loans, commercial term loans, commercial letters of credit, commercial construction loans, and commercial real estate mini-perm loans. These loan options are designed to support business growth and expansion, and provide the necessary funding for various commercial ventures.
Small Business Administration (SBA) Loans
As a Preferred Lender, St. Louis Bank provides Small Business Administration (SBA) loans. These loans help small businesses by offering favorable terms and conditions that make it easier for them to obtain necessary funding. The Preferred Lender status indicates a streamlined approval process and a closer working relationship with the SBA.
Personal Banking Services
St. Louis Bank offers a range of personal banking services including checking and savings accounts, consumer loans, and online & mobile banking. Customers can choose from different types of personal savings accounts such as minor savings, money market accounts, and Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs). The bank also offers various types of personal checking accounts, including free checking, interest checking, and senior interest checking.
Cash Management Services for Businesses
For businesses, St. Louis Bank provides comprehensive cash management services. These include remote deposit, ACH collections and receivables, lock box services, merchant services, payroll direct deposit, and EFTPS. The bank also offers fraud protection services such as Positive Pay and Positive Pay for ACH, ensuring the security of business transactions.
Consumer Lending Solutions
St. Louis Bank offers various consumer lending solutions to meet personal financial needs. These include home equity loans, vehicle loans, personal loans, home mortgages, and construction loans. Each lending option is designed to provide customers with the necessary funds for a wide range of personal projects and investments.