Stem Lending
Stem Lending, Inc. was an online digital mortgage broker that is now dissolved and no longer accepts mortgage applications.
Company Overview
Stem Lending, Inc. (NMLS # 1648699) was an online digital mortgage broker. The company is currently dissolved and is no longer accepting mortgage applications. Stem Lending was not a direct lender, but it facilitated mortgage brokerage services online. The organization's website provided various tools and resources for free and for educational purposes, including credit and debt management tools.
Licensing and Authorization
Stem Lending, Inc. was licensed to operate in certain states as listed on their 'Licenses' section of the website. Notably, the site was not authorized by the New York State Department of Financial Services, and it could not facilitate mortgage solicitation activity or loan applications for properties located in the State of New York.
Technology and Tools
Stem Lending, Inc. utilized a variety of technologies to enhance user experience. The company employed the Google Maps API to assist in pre-filling address information on the site. Additionally, Stem Lending used tracking technologies such as cookies, web beacons, and similar tools to record user preferences and track site usage. These tools were part of the company's commitment to making its products accessible and user-friendly.
Accessibility Commitment
Stem Lending, Inc. was dedicated to making their products accessible to all customers and the public, including individuals with disabilities. This commitment extended to the functionality and usability of their website and tools, ensuring an inclusive experience for all users.
Do Not Call Policy
Stem Lending, Inc. had a Do Not Call policy in place to respect and honor customer requests not to receive telemarketing calls. This policy was a part of the company's broader efforts to provide customer-centric services and to respect user preferences and privacy.