The Difference Card
The Difference Card offers custom health insurance benefit solutions, including a range of reimbursement plans, wellness programs, and administrative services, with a focus on client savings and satisfaction.
Services
The Difference Card offers a wide array of services aimed at optimizing health insurance benefits for clients. These include custom health insurance benefit solutions, a Medical Expense Reimbursement Plan (MERP), and a monthly budget solution to manage healthcare spend. The company's benefit administration services feature Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), Dependent Care Accounts, Health Reimbursement Arrangements (HRAs), and Commuter & Transit Accounts. In addition, they provide compliance services, telehealth, and virtual care services, as well as customized wellness programs through Healthy Difference.
Products
The Difference Card's products are designed to maximize savings and enhance employee benefits. Key offerings include The Difference Guarantee, insured by an A-rated division of Assurant, and the Difference Health Plan. Additionally, they provide the Healthy Difference Wellness programs, the Lifestyle Spending Account, and Dental Difference services. Clients also benefit from the Difference Benefits Admin System and the Difference Card Smart Mobile App, which offers features such as checking account balances, viewing transaction details, and accessing prescription discounts.
History
Founded in 2001, The Difference Card has grown to become a specialist in health insurance benefit solutions. Throughout its history, the company has achieved significant milestones, such as processing 99% of claims within two business days and maintaining a 90% client retention rate. Since its establishment, clients have saved over $1 billion in total, with annual net savings of over $2,000 per employee. The company's approach often results in an average of 18% savings in the first year for their clients.
Wellness Programs
The Healthy Difference Wellness programs offered by The Difference Card cover comprehensive wellness needs. The programs include tools and resources for physical, emotional, spiritual, occupational, social, and intellectual well-being. Additionally, clients have access to webinars on demand and educational flyers. Employees can also take part in incentivized wellness initiatives. A Wellness Platform is provided, offering a holistic approach to personal well-being.
Client Support and Resources
The Difference Card places a strong emphasis on client support and educational resources. Employers can access a dedicated client success team, while the Difference Card Smart Mobile App offers personalized healthcare recommendations. The company also provides extensive resources, including educational flyers and employer forms. To further aid professional development, they offer career courses with reimbursements and actively support Diversity and Inclusion within the workplace. Additionally, The Difference Card Growth Conference provides employees with opportunities for learning and networking.