The First Bancshares
The First Bancshares provides a comprehensive range of personal and business banking services, mortgage products, financial education resources, and community initiatives across several states in the southeastern United States.
Services
The First Bancshares provides a wide range of financial services to individual and business customers. These services include mortgage loans with various options such as conventional, FHA, VA, USDA, and land & construction loans. They also offer financial education resources to help customers with personal finance, mortgages, retirement, savings, and tax planning. Additionally, they provide wealth management services in partnership with Raymond James, treasury management services, and fraud detection tools.
Personal Banking Products
The First Bancshares offers comprehensive personal banking products including checking and savings accounts. Their savings options are diverse, featuring First Savings, Piggy Bank Savings, First Money Market, Christmas Club, and Certificates of Deposit. They also offer online and mobile banking services, instant issue debit cards, and various loan and credit card options. Additionally, they provide extensive ID theft protection resources and tools against phishing scams.
Business Banking Solutions
Business banking at The First Bancshares includes a variety of checking and savings accounts, debit cards, loans, credit cards, and merchant services. Their treasury management services help businesses manage assets efficiently with tools like remote deposit, ACH origination, wire transfer services, and cash processing. They also provide fraud protection tools such as Positive Pay and ACH Block, Filter, Notify.
Community Initiatives
The First Bancshares actively participates in community initiatives to promote financial literacy and support local organizations. Some of their notable programs include Teach Children to Save Day, America Saves Week, and the Get Smart About Credit program. They also have a community development mission aimed at promoting financial products to residents in the areas they serve, including low and moderate-income individuals. Furthermore, they support various causes through donations, including contributions to historically Black colleges, The Salvation Army, and Sunnybrook Children’s Home.
Branch Network
The First Bancshares maintains a robust network of branches and ATMs across Mississippi, Alabama, Louisiana, Florida, and Georgia. This extensive network ensures that customers have convenient access to their banking services. Additionally, their customer care center operates from 7:00am - 11:00pm CT on weekdays and 9:00am - 5:00pm CT on weekends and holidays, providing extensive support to their clients.