TIMIA Capital
TIMIA Capital provides flexible debt capital solutions to B2B recurring revenue technology businesses, enabling them to grow while retaining control and equity.
Services
TIMIA Capital provides debt capital to B2B recurring revenue technology businesses with between $2 million and $20 million in Annual Recurring Revenue (ARR). They offer tailored debt facilities based on specific metrics for each technology company. TIMIA provides upfront cash injections ranging from $500k to $10 million and offers flexible financing solutions such as Interest Only Loans and Amortized Loans to help tech entrepreneurs retain as much equity and control of their businesses as possible.
Founders
TIMIA Capital was founded in 2015. The company focuses on providing non-dilutive financing to recurring revenue B2B SaaS technology companies. By employing a tech-enabled lending process for loan approval, they aim to ensure a seamless and efficient financing experience for tech entrepreneurs. TIMIA does not take board seats, allowing companies to maintain control and ownership.
Investment Portfolio
Since its inception in 2015, TIMIA Capital has invested in 80 portfolio companies and written $200 million in loan facilities. The portfolio companies have achieved an average revenue growth of 57% year over year. Notable recent investments include $3 million in VOXO, $4.5 million in BrightOrder, and $1 million in Gramercy Orthopedics. Additionally, TIMIA has seen 35 successful early exits from its investments.
Flexible Financing Solutions
TIMIA Capital offers a range of financing solutions to meet the needs of tech companies at various stages. This includes Interest Only Loans with a 2-3 year term and an option to convert to Amortized, and Amortized Loans with a 3-6 year term and risk-adjusted rates from 14-18%. These solutions are designed to help tech companies extend their runway, build their sales and marketing engines, make acquisitions, and strategically position themselves for future growth or acquisition without dilution.
Sector Focus
TIMIA Capital specializes in providing growth capital to recurring revenue technology companies, specifically within the B2B SaaS sector. Their investments span across Canada and the U.S., focusing on businesses that are undergoing strategic pivots, business model transformations, or looking to delay equity raises. By offering non-dilutive financing options, TIMIA helps these companies grow their ARR sustainably and increase their valuation.