Total Mortgage
Total Mortgage offers a range of mortgage products and services, including a 21-day closing guarantee and a streamlined online application process, supported by technological tools like a mobile app.
Mortgage Products
Total Mortgage offers a variety of mortgage products to suit different needs. These include the 30-Year Fixed mortgage, FHA Loans, 5/1 Adjustable Rate Mortgages (ARMs), and Jumbo Loans. Each product is designed to cater to specific borrower requirements, whether it's stability with fixed rates or flexibility with adjustable rates. Their range of options allows customers to find suitable financing for home purchases or refinancing.
21-Day Closing Guarantee
Total Mortgage provides a 21-day closing guarantee on home purchases. If the closing is delayed beyond this period, the company promises to pay the first mortgage payment for the borrower. This guarantee emphasizes Total Mortgage's commitment to timely processing and reducing customer stress during the home buying process.
Online Application Process
Total Mortgage operates a streamlined online application process for mortgage loans. Utilizing advanced technology, they offer a user-friendly mobile app for document uploads and application tracking. This digital approach simplifies the mortgage process, making it more accessible and efficient for users.
Mortgage Refinancing Options
Total Mortgage provides various mortgage refinancing options, including the FHA Streamline Refinance. These options are aimed at helping borrowers reduce their interest rates, lower their monthly payments, or change their loan terms. Such refinancing solutions are particularly beneficial for those looking to improve their mortgage terms.
Community Involvement
Total Mortgage is active in community support through its foundation. The company engages in various local community support activities, demonstrating a commitment to social responsibility. Their community involvement spans multiple initiatives aimed at bettering local areas where they are licensed to operate.
