Union Home Mortgage
Union Home Mortgage offers a variety of mortgage products and services, including a 1% Down Payment Program for first-time homebuyers, a Home Equity Line of Credit, and home and auto insurance through Union Home Insurance.
Mortgage Products
Union Home Mortgage offers a wide range of mortgage products to cater to diverse borrower needs. These include Conventional loans, FHA loans, VA loans, USDA loans, Rehab loans, and New Home Construction loans. Each product is designed to accommodate specific borrower circumstances, whether they are purchasing a primary residence, refinancing an existing home, or renovating a property.
1% Down Payment Program
Union Home Mortgage provides a 1% Down Payment Program to assist first-time homebuyers in purchasing their primary residence. This program aims to make homeownership more accessible by lowering the initial financial barrier, enabling more individuals to step into the housing market with a reduced down payment requirement.
Home Equity Line of Credit (HELOC)
Union Home Mortgage offers a Home Equity Line of Credit (HELOC) that allows homeowners to access funds with a borrowing limit of up to $400,000. This financial product is useful for homeowners looking to leverage the equity in their homes for purposes such as home improvements, debt consolidation, or other major expenses.
Digital Loan Management and Customer Support
To enhance customer experience and streamline loan management, Union Home Mortgage utilizes a mobile app and a digital portal. These tools offer borrowers easy access to loan information, support services, and various self-service features, making the loan management process more convenient and efficient.
Union Home Mortgage Foundation
As part of its corporate social responsibility efforts, Union Home Mortgage engages in community support through the Union Home Mortgage Foundation. The foundation focuses on initiatives that enhance financial literacy and support housing development. This commitment includes providing educational resources and funding philanthropic activities that contribute to community welfare.