Universal Property & Casualty Insurance Company
Universal Property & Casualty Insurance Company is a large insurance provider based in Fort Lauderdale, Florida, specializing in homeowners insurance. With over 800,000 policyholders and a network of over 7,000 independent agents, the company operates in 19 states and has maintained a strong reputation for over 20 years.
Company Overview
Universal Property & Casualty Insurance Company operates in the insurance industry, specializing in homeowners insurance. The company has a large team of 644 employees and serves more than 800,000 policyholders. It is headquartered in Fort Lauderdale, Florida, and operates in 17 states across the United States, including Alabama, Delaware, Georgia, and others. Universal Property & Casualty Insurance Company has been a trusted provider for over 20 years and is part of Universal Insurance Holdings, a publicly-traded corporation.
Specialty Services
The company focuses exclusively on homeowners insurance, ensuring specialized expertise in this area. It offers a range of optional coverages, including Personal Property Replacement Cost, Limited Water and Sewer Back-up, and Scheduled Jewelry. Additionally, it provides insurance for homeowners, renters, condos, and landlords. Universal Property & Casualty Insurance Company maintains a network of over 7,000 independent agents to deliver personalized service and superior offerings.
Coverage and Discounts
Universal Property & Casualty Insurance Company offers coverage across 19 states. The company provides various discounts to its policyholders, including Prior Insurance Discount, Claims Free Discount, and New Roof Discount. These discounts aim to enhance affordability and accessibility for customers seeking homeowners insurance.
Community Engagement
The company is committed to community outreach through the Universal Cares initiative, which focuses on housing, youth, and environmental sustainability. This initiative reflects the company's dedication to making a positive impact in the communities it serves.
Ratings and Recognition
Universal Property & Casualty Insurance Company has received a Demotech rating of 'A (Exceptional)', indicating a strong financial stability and reliability in the insurance market. This rating underscores the company's commitment to providing quality insurance services to its policyholders.