Volunteer State Bank
Volunteer State Bank, founded in 1977 and headquartered in Portland, Tennessee, offers a wide range of personal and business banking services, including checking and savings accounts, loans, credit cards, and digital banking services. The bank operates 13 branches across several counties and provides investment services through Concourse Financial Group Securities, Inc.
Personal Banking Services
Volunteer State Bank provides a wide array of personal banking services. These include several types of personal checking accounts: Free Kasasa Cash Checking, Free Kasasa Cash Back Checking, Volunteer Club, Volunteer Club 55, and Volunteer Choice Checking. They also offer a variety of personal savings options such as Free Kasasa Saver, Regular Savings, Premium Market, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs). Additionally, the bank provides personal loans, auto loans, and personal credit card options to meet individual financial needs.
Business Banking Solutions
Volunteer State Bank supports businesses with comprehensive banking solutions. They offer business checking accounts including Volunteer Business Checking, Commercial Analysis Checking, and IOLTA Checking. The bank also provides business savings accounts such as Business Savings, Premium Market Business, and Business Certificates of Deposit (CDs). For business funding, they offer various loans including Business Term Loans, Equipment Loans, Small Business Administration Loans (SBA), Commercial Real Estate Loans, Business Lines of Credit, and Letters of Credit (LOC). Additionally, financing options for professionals are available.
Home Loan Options
Volunteer State Bank offers several home loan options to support customers in achieving their homeownership and property investment goals. Their offerings include Home Mortgage Loans, Home Equity Line of Credit (HELOC), and Construction Loans. These products are designed to provide flexible and competitive financing solutions for purchasing, refinancing, and building homes.
Digital Banking Services
Volunteer State Bank ensures customer convenience through its comprehensive digital banking services. These services include online banking, mobile banking, and eStatements, providing customers with 24/7 access to their accounts. The bank also offers surcharge-free ATMs for easy cash withdrawals and SecurLOCK Equip for enhanced security.
Financial Education Resources
Volunteer State Bank is committed to enhancing financial literacy among its customers. The bank provides valuable financial education resources, including tips on preventing identity theft. These resources aim to help customers manage their finances more effectively and protect themselves from fraud and other financial threats.
Investment and Trust Services
Through Concourse Financial Group Securities, Inc., Volunteer State Bank offers various investment services. These include mutual funds, annuities, retirement planning, education funding, estate planning, and trust services. These investment and trust services are designed to help customers build and manage their wealth for long-term financial stability.
Company History and Locations
Volunteer State Bank was founded in 1977, with its main office located in Portland, Tennessee. The bank has grown to operate 13 branches across Sumner, Robertson, Rutherford, Williamson, and Wilson counties. Its routing number is 064102999. Over the years, Volunteer State Bank has established itself as a trusted financial institution in these communities.